New planner overview

Before you start

• You can sign in to Wealthie and open the group you are working on.
• The group has at least one scenario. If not, follow Create a scenario first.

Where to find it

• Left sidebar → Scenarios → open a scenario.
• Or open a group → Scenarios → open a scenario.
• To choose which planner opens by default: Settings → Planner defaults → Default planner.

Layout at a glance

• Header: the group name, a scenario switcher listing the group's scenarios and their roles, the save status, and the Compare, Export, Save as new and Save buttons. The More actions menu holds the layout choice (Tabbed or Sidebar), Duplicate as recommendation and Back to classic planner.
• Chart: choose a view from the chart picker: Growth, Cashflow, Assets, Table, Chance of success or Goals. The panel beside the chart shows headline figures, or the values at the age you hover over.
• Tabs: People, Cashflow, Wealth, Timeline and Assumptions. Each tab shows a status, for example how many cashflow items need review or how many timeline events the plan has.

Work through a scenario

1. 1

   Step 1: Check the people

   Open People and confirm the ages and details of each person in the plan.
2. 2

   Step 2: Review cashflow and wealth

   Use Cashflow for income, spending and savings, and Wealth for assets such as KiwiSaver, investments and property. Select a row to open its editor.
3. 3

   Step 3: Add life events on the timeline

   Open Timeline to add or move events such as Retire, Buy property, Spending change or a What if… event. Events are the main way to model a change: to test retiring later, move the Retire event rather than editing base inputs.
4. 4

   Step 4: Set the assumptions

   Open Assumptions to check Inflation, Simulations, Show values in, Overdraft, the Success target and the Withdrawal order.
5. 5

   Step 5: Choose how values are shown

   Under Show values in, choose Future dollars or Today's dollars. Today's dollars removes inflation so amounts compare with what money buys now. This changes how figures are displayed; label the basis whenever you share a figure.
6. 6

   Step 6: Switch charts to answer the question in front of you

   Use Growth for net wealth over time, Cashflow for year-by-year income and spending, Table for the figures, Chance of success for the range of simulated outcomes and Goals for the effect of each goal. See Interpret model results.
7. 7

   Step 7: Save

   Select Save to save this scenario, or Save as new to keep the original and save your changes as a separate scenario.

Present the plan

1. 1

   Step 1: Select Export

   The Present Scenarios window opens. Select up to 10 of the group's scenarios to present.
2. 2

   Step 2: Use the read-only presentation view

   The presentation view shows the chart and timeline only. Nothing in it edits or saves the plan, so it is safe to share on screen with a client.

Switch between the new and classic planners

1. 1

   Step 1: From the new planner

   Open More actions → Back to classic planner.
2. 2

   Step 2: From the classic planner

   Select Try the new planner. This also saves the new planner as your default.
3. 3

   Step 3: In Settings

   Settings → Planner defaults → Default planner, then choose Classic (v1) or New (v2).

What you should see

• The save status in the header reads Saving… while a save is in progress, Unsaved changes (amber, with a dot) when the plan differs from the last confirmed save, and Saved just now or Saved 5 min ago once a save succeeds.
• Display-only choices, such as which chart is shown, do not mark the plan as unsaved.
• The chart and side panel update to reflect your changes.

What is saved or sent

• Save updates this scenario. Save as new creates a separate scenario and leaves the original unchanged.
• Nothing is sent to the client from the planner.
• Your default planner and layout choices are stored against your own account, not the group.
• Issued documents keep the figures they were issued with. Changing a scenario later does not rewrite an issued document.

If something goes wrong

The status still says Unsaved changes after I saved

The save did not complete. Only a confirmed save marks the plan as saved, and edits made while a save was running stay unsaved. Select Save again; if it keeps failing, check your connection and refresh before making further changes.

I changed the wrong scenario

Use the scenario switcher to check which scenario is open. If you need to undo saved changes, the assistant can list a scenario's recent saved changes and restore an earlier version after you confirm. See Scenario refresh and history.

The planner I expected did not open

Check Settings → Planner defaults → Default planner. The setting applies to you only, so a colleague may see a different planner for the same scenario.