Statement of Advice

Create Professional SOAs inSeconds, Not Hours

Transform how you document financial advice. Auto-populate comprehensive Statements of Advice from your household data, scenarios, and financial models—saving 90%+ of document creation time.

Traditional method

2-4 hours

With Wealthie

2-5 minutes

Auto-Populated Data

No manual copy-paste

Electronic Signatures

Full compliance tracking

Reusable Templates

Create once, use forever

Three SOA Types

Right-sized for every advice scenario

Choose the SOA type that matches your advice scope—from comprehensive financial plans to targeted KiwiSaver recommendations.

Most Comprehensive

Full SOA

Complete financial advice documentation for complex strategies and comprehensive planning.

Common Use Cases

  • Investment advice recommendations
  • Retirement planning strategies
  • Portfolio restructuring
  • Comprehensive financial plans
  • Multi-product recommendations

What's Included

  • Complete client information
  • Full financial situation analysis
  • Detailed recommendations with rationale
  • Comprehensive fee disclosure
  • + 3 more sections
Streamlined

Lite SOA

Focused advice documentation for single-product recommendations or simpler strategies.

Common Use Cases

  • Single product switches
  • Portfolio rebalancing
  • Investment top-ups
  • Regular review advice
  • Targeted recommendations

What's Included

  • Essential client information
  • Focused situation summary
  • Specific recommendations
  • Simplified fee disclosure
  • + 3 more sections
NZ Retirement

KiwiSaver SOA

Specialised documentation for KiwiSaver fund selection, switches, and contribution strategies.

Common Use Cases

  • KiwiSaver fund switches
  • Risk profile alignment
  • Contribution optimisation
  • Provider comparisons
  • Fee analysis

What's Included

  • KiwiSaver-specific client data
  • Fund comparison charts
  • Fee impact analysis
  • Performance projections
  • + 3 more sections

All SOA types support electronic signatures, template reusability, and automatic data integration from your household records and financial scenarios.

Why Switch From Word

Leave Word templates behind

Traditional Word-based SOAs require hours of manual work. Our integrated platform eliminates the copy-paste nightmare and delivers professional documents in minutes.

Feature
Traditional Word
Wealthie Platform
Document Creation Time

2-4 hours of manual work per SOA

2-5 minutes with automated generation

Data Entry

Manual copy-paste from spreadsheets/CRM

Auto-populated from household records

Financial Charts & Tables

Manually created in Excel, pasted into Word

Dynamically generated from scenario models

Consistency

Each document slightly different

Professional, consistent every time

Version Control

Multiple Word files, manual tracking

Cloud-based with automatic versioning

Client Signatures

Print, scan, mail, or in-person

Electronic with full audit trail

Template Management

Word templates across team, version conflicts

Centralised template library, one source of truth

Compliance Tracking

Manual record-keeping, audit trail gaps

Complete audit trail, timestamp & IP tracking

Scenario Comparisons

Create separate charts, arrange manually

Multi-scenario overlays automatically rendered

Time Savings Example

Traditional method (100 SOAs/year)300 hours
With Wealthie (100 SOAs/year)8 hours
Annual Time Saved292 hours

Cost Savings Example

292 hours at $200/hour$58,400
Plus reduced admin overhead~$10,000
Total Annual Savings$68,400+

Ready to transform your SOA workflow?

See the platform in action and discover how much time you can save

Complete Integration

Connected to your entire platform

SOAs aren't isolated documents—they're living, breathing representations of your household data, financial models, and client conversations. Everything updates automatically.

Household Data

Client information, contact details, household structure, and member relationships automatically populate throughout your SOA.

Auto-Populated Data

  • Client names & addresses
  • Contact information
  • Household members
  • Relationship details
  • Employment information

Financial Scenarios

Pull projections, charts, and modeling results directly from your scenario analyses—no manual chart creation needed.

Auto-Populated Data

  • Net wealth projections
  • Cashflow forecasts
  • Property value charts
  • Monte Carlo analysis
  • Multi-scenario comparisons

Financial Data

Complete financial position auto-populated from household records—assets, liabilities, income, expenses, and insurance.

Auto-Populated Data

  • Income & expenses tables
  • Assets & liabilities
  • Insurance policies
  • Goals & milestones
  • Recommendation tracking

Risk Profiling

Client risk tolerance scores and asset allocation recommendations automatically integrated from risk assessments.

Auto-Populated Data

  • Risk tolerance scores
  • Asset allocation charts
  • Investment strategy
  • Portfolio alignment
  • Risk capacity analysis

Modeling Assumptions

Display all financial modeling assumptions transparently—growth rates, inflation, fees, and economic variables.

Auto-Populated Data

  • Return assumptions
  • Inflation rates
  • Fee structures
  • Tax rates
  • Lifecycle adjustments

AI Transcriptions

Leverage AI-generated meeting notes and client conversations to enhance your advice documentation.

Auto-Populated Data

  • Client goals from meetings
  • Discussion summaries
  • Action items
  • Client preferences
  • Advice context

Real-Time Data Synchronisation

When client data changes in your household records or financial scenarios, existing SOA links automatically reflect those updates. No need to regenerate documents for minor changes.

Update Once

Change client data in one place

Auto-Sync

All documents update automatically

Always Current

Clients see latest data when viewing

How It Works

From data to signature in minutes

Our streamlined 6-step process transforms hours of manual work into a few clicks. Here's exactly how it works.

Step 1

Generate Document

10 seconds

Select household, choose SOA type (Full/Lite/KiwiSaver), and open the editor.

Select client household
Choose SOA type
System auto-associates household data
Editor opens in new tab
Step 2

Load Template

10 seconds

Use a pre-built template for instant structure, or build section-by-section from scratch.

Load saved template (recommended)
Or add sections manually
Drag and drop to reorder
Customise as needed
Step 3

Configure Document

2-5 minutes

Set household members, select financial scenarios, and configure chart visibility.

Select household members
Choose up to 3 scenarios
Configure chart data series
Set document name & settings
Step 4

Preview & Finalise

30 seconds

Review all sections, verify data accuracy, and check how the document will appear to clients.

Preview client view
Review all sections
Check charts & tables
Verify pagination
Step 5

Generate Client Link

5 seconds

Create a secure, shareable link with optional password protection and email verification.

Click 'Generate Link'
Set password (optional)
Enable email verification
Set expiry date if needed
Step 6

Client Signs

2-5 minutes

Client reviews and electronically signs the SOA. You receive instant notification when complete.

Client verifies email
Reviews document
Provides e-signature
Confirmation & audit trail created
Total Time
~ 10 minutes

From document creation to client signature—compared to 2-4 hours with traditional Word-based workflows

The Power of Templates

Templates are your secret weapon. Build your SOA structure once, then reuse it hundreds of times. Most advisers create 3-5 core templates that handle 95% of their SOA needs.

Create Once

Build your perfect SOA structure with all sections configured

Use Forever

Load template into any new SOA in one click

Stay Consistent

Professional, standardized structure across all documents

Compliance & Security

Built for NZ regulatory compliance

Electronic signatures with comprehensive audit trails, security controls, and built to support FMA disclosure requirements. Every action is logged, timestamped, and tamper-proof.

Electronic Signatures

Legally valid e-signatures that meet NZ electronic transaction legislation requirements.

  • Draw or type signature
  • Multi-signer support for couples
  • Partial completion tracking
  • Non-repudiation assurance

Complete Audit Trail

Every action timestamped and logged for full regulatory compliance and record-keeping.

  • Document creation timestamp
  • Client view tracking
  • Email verification logs
  • Signature timestamps & IP addresses

Security & Access Control

Multi-layer security ensures only intended recipients can access sensitive financial advice.

  • Password protection
  • Email verification required
  • Encrypted data transmission
  • Link expiry dates

Email Verification

Verify client identity before document access with one-time verification codes.

  • One-time email codes
  • Verified email recorded
  • Prevents unauthorized access
  • Creates verified audit trail

FMA Disclosure Requirements

Meet NZ Financial Markets Conduct Act disclosure requirements with built-in sections.

  • Regulation 229E compliance
  • Fee disclosure sections
  • Conflicts of interest
  • Terms & conditions

Version Control

Point-in-time snapshots ensure signed documents remain unchanged and audit-ready.

  • Document versioning
  • Signed version locked
  • Change history tracking
  • Tamper-proof records

Example Audit Trail

Every SOA creates a complete, timestamped record of all activities

Document created by adviser

15 Jan 2025, 1:00 PM

Link sent to client

15 Jan 2025, 1:05 PM

Client opened link (IP: 203.45.67.89)

15 Jan 2025, 2:30 PM

Email verified: john@example.com

15 Jan 2025, 2:32 PM

Client signature captured

15 Jan 2025, 2:34 PM

Document completed & locked

15 Jan 2025, 2:34 PM

Document Signed & Completed

Cryptographically verified • Tamper-proof • Audit-ready

Multi-Signer Support

For couples or business partners, each signer receives their own link and provides separate verification and signatures.

  • Separate email verification for each signer
  • Independent signature capture
  • Partial completion tracking
  • Both signatures recorded in audit trail

NZ Regulatory Compliance

Built-in sections help you meet Financial Markets Conduct Act disclosure requirements (Regulations 229A-229J).

  • Fee disclosure (one-off & ongoing)
  • Conflicts of interest statements
  • Terms & conditions
  • External disclosure document links
Trusted by CFP Accredited Advisers

Ready to transform your financial advice practice?

Join financial advisers using Wealthie's agentic document generation to streamline their practice and deliver better client outcomes with seamless data integration.

Live data integration with your modelling and CRM platform for instant document generation

Digital sharing with one-click link generation and secure client delivery & access

Smart templates for SOAs, TOEs, discovery forms, and all essential advice documents

Meaningful time savings turning hours of manual work into minutes of review time

Included with modelling and CRM plans — document generation comes standard with all Wealthie subscriptions.

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