PowerfulFinancial Modelling
Professional tools for comprehensive retirement planning for New Zealand advisers. Powerful, intuitive tools with team collaboration to create detailed retirement projections tailored to each client's unique circumstances.
Trusted by CFP Accredited financial advisers
Visualise your clients' financial journey
Our sophisticated net wealth projection tool helps you visualise your clients' financial journey from today through retirement.
Net Wealth Projection
Age 54 (Current)
$835K
Age 67 (Peak)
$1.5M
Age 95
$300K
Comprehensive Asset Tracking
Monitor the growth of savings, investments, KiwiSaver, and property assets over time
Realistic Growth Modelling
Apply different growth rates to different asset classes based on risk profiles
Interactive Annotations
Add notes directly to the chart to highlight key milestones and explain strategies
Monte Carlo Simulation
View best-case, worst-case, and average scenarios based on market volatility
"Our net wealth projection isn't just a simple compound interest calculator. It's a comprehensive financial model that accounts for the complex interplay between income, expenses, investments, KiwiSaver, property, and taxation throughout your client's lifetime."
Identify potential shortfalls and opportunities
Our cashflow analysis tool provides a clear visualisation of your clients' income and expenses throughout their lifetime, helping you identify potential shortfalls and opportunities.
Lifetime Cashflow Analysis
Total Income
$120,000
Total Expenses
$85,000
Net Cashflow
$35,000
Savings Rate
29.2%
Income Breakdown
Visualise all income sources including salary, investments, KiwiSaver, and NZ Superannuation
Expense Tracking
Monitor essential and discretionary expenses with inflation adjustments
Surplus/Deficit Analysis
Identify years with potential cashflow challenges
Interactive Age Selection
Click on any age to see a detailed breakdown of income and expenses
Model property investments with precision
Our property analysis tool helps advisers model the impact of property investments on their clients' overall financial position, including mortgage repayments, property appreciation, and equity growth.
Multiple Property Support
Model up to five different properties with unique characteristics
Mortgage Scenario Planning
Compare different loan terms, interest rates, and repayment strategies
Debt Reduction Strategies
Model additional repayments and their impact on loan term and interest savings
Flexible Payment Options
Configure interest-only periods, lump sum payments, and additional monthly contributions
Integrated Financial Modeling
Property analysis fully integrated with the overall financial model, unlike other standalone property tools
Property Portfolio
Property Growth Projections
Total Properties
3
Total Value
$2,450,000
Total Equity
$850,000
Mortgage Repayment Calculations
Robust probability assessment
Our Monte Carlo simulation provides a robust probability assessment of your clients' financial plans, running hundreds or thousands of scenarios with varying market conditions to determine the likelihood of success.
Retirement Success Probability
87%
Success Rate
Based on 1,000 simulations with current strategy
Simulation Results
Analysis of 1,000 market scenarios
Portfolio Value Distribution
Success Rate Visualisation
Clear pie chart showing the percentage of successful scenarios, helping clients understand the probability of achieving their financial goals. On the fly adjustments and real time updates give you the power to show your clients what an effective plan can do to secure their future
Confidence Interval Adjustment
Customise the confidence level based on client risk tolerance, allowing for personalised analysis that matches each client's comfort level.
Scenario Comparison
Compare different financial strategies within the presentation made, with an overlay of multiple scenarios to see which provides the highest probability of success, enabling data-driven decision making
Powerful calculation engine
Behind Wealthie's intuitive visualisations is a sophisticated calculation engine that processes thousands of data points to deliver accurate, reliable projections.
NZ-Specific Calculations
Built-in support for KiwiSaver, NZ Superannuation, Investments and tax regulations
Dynamic Tax Calculations
Automatically applies the correct tax rates based on income levels and investment types (MTR or PIE - you choose)
Inflation Adjustment
Accounts for the impact of inflation on income, expenses, and investment returns, individually adjusted
Life Event Modelling
Incorporates major life events such as retirement, property purchases, and inheritance
Technical Excellence
Our calculation engine uses advanced financial algorithms to model complex financial scenarios with precision and accuracy not yet seen in New Zealand.
Progressive Tax Brackets
Accurately calculates tax implications using NZ's progressive tax brackets and PIE tax rates
KiwiSaver Rules
Implements all KiwiSaver contribution and withdrawal rules, including first home withdrawals
Mortgage Calculations
Detailed mortgage amortisation with variable interest rates and additional repayment modelling
Investment Volatility
Models investment returns with realistic volatility tailored to your clients' risk profiles
Calculation Preview
Retirement Income Projection
$72,500
Annual income
Tax Calculation
KiwiSaver Projection
$845,200
At retirement (age 65)
Ready to transform your financial advice practice?
Join hundreds of financial advisers who are using Wealthie's professional modelling tools to deliver better retirement outcomes for their clients with seamless team collaboration.
Comprehensive modelling for all aspects of your clients' financial lives
Beautiful visualisations that make complex financial concepts easy to understand
New Zealand-specific calculations for KiwiSaver, tax, and NZ Super
Team collaboration - work together with your entire firm seamlessly
Unlimited scenarios to help clients make better financial decisions
Professional tools - Sign up with your team and start collaborating on client models immediately.
Get in touch with our team
Fill out the form below and one of our specialists will contact you to discuss how Wealthie can help your firm.
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