Household Management

Complete ClientData Intelligencein Seconds

Capture every detail about your clients—from household structure to financial positions, insurance coverage to retirement goals—all automatically extracted from conversations using advanced AI. Build complete client records in minutes, not hours.

Comprehensive Data Structure

Store everything from income and expenses to assets, liabilities, insurance, goals, and family relationships in one unified system

AI-Powered Data Extraction

Transform meeting transcriptions and discovery forms into structured client records with 90%+ accuracy—automatically

Complete Integration

Household data flows seamlessly into retirement modelling, SOAs, discovery forms, and compliance reporting

Time Savings
93%

Reduction in data entry time per client

45 min → 3 minaverage per discovery meeting
Data Accuracy
90%+

AI extraction accuracy across all data categories

Income/Expenses90-95%
Assets/Liabilities85-94%
Insurance82-90%
Annual Value
$11.5k+

Saved per adviser in administrative time costs

Based on 20 new clients + 50 annual reviews
Comprehensive Data Structure

Every detail about your clients, organised and accessible

Wealthie's household structure captures the complete picture of each client's financial life. From personal details to complex entity structures, everything is stored in one unified system.

Household & Members

Personal details, employment, tax information, KiwiSaver, and risk profiles for all household members

  • Contact details
  • Employment info
  • Tax residency
  • IRD numbers
  • Risk profiles

Income & Expenses

Complete cash flow picture with all income sources and expense items, categorised and attributed to members

  • Salaries & wages
  • Rental income
  • Investments
  • Living expenses
  • Fixed & variable costs

Assets & Liabilities

Full balance sheet including property, investments, savings, mortgages, loans, and debts

  • Property & vehicles
  • Investments & KiwiSaver
  • Savings accounts
  • Mortgages & loans
  • Credit cards & debts

Insurance Coverage

Policy-level tracking with multiple covers per policy, premiums, exclusions, and renewal dates

  • Life & TPD cover
  • Trauma & IP
  • Health insurance
  • House & contents
  • Premium tracking

Goals & Objectives

Client aspirations with target amounts, timelines, priorities, and progress tracking

  • Retirement goals
  • Home ownership
  • Education savings
  • Debt reduction
  • Travel & lifestyle

Relationships & Entities

Family members, professional contacts, trusts, companies, and complex ownership structures

  • Family members
  • Professional network
  • Trusts & entities
  • Business interests
  • Beneficiaries

All data is organised at the household level, with intelligent attribution to individual members where relevant. This enables accurate financial modelling, compliance reporting, and holistic advice delivery.

AI Extraction Workflow

1
Meeting Captured

AI bot joins meeting, transcribes entire 60-minute discovery conversation with Smith Family

2
Click "Update All"
3
AI Processes (20-30 sec)
12 household fields extracted
8 income items identified
15 expense items categorized
10 assets & 3 liabilities found
2 insurance policies structured
4
Review & Upload (2 min)
48

Items ready

95%

Accuracy

Complete!

Successfully uploaded 48 items to Smith Family

Household record complete and ready for modelling

Total time:
45 min3 min
AI-Powered Automation

Transform conversations into complete client records

After every meeting, simply click "Update All" and watch AI extract data across four categories simultaneously—household details, income and expenses, assets and liabilities, and insurance coverage.

Simultaneous Extraction

Unlike sequential processing, Wealthie extracts all data categories at once—household info, financials, assets, and insurance—in a single AI pass for maximum efficiency.

Intelligent Categorization

AI automatically detects frequencies (weekly, monthly, annually), categorizes expenses, identifies asset types, and groups insurance covers by policy—no manual classification needed.

Review Before Upload

Every extraction is reviewed before upload. Edit inline, deselect incorrect items, and add manual entries—you maintain complete control while AI handles the heavy lifting.

Works Everywhere

Extract from meeting transcriptions, discovery form submissions, uploaded notes, or any text content—the AI adapts to your workflow.

Integrated Ecosystem

One source of truth powering your entire practice

Household data doesn't sit in isolation. It flows seamlessly throughout Wealthie, powering documents, scenarios, compliance reporting, and every client interaction.

Household Data

Single source of truth

Retirement Modelling

Household income, expenses, assets, and KiwiSaver data automatically populate retirement scenarios and projections

Real-time data sync

Discovery Forms

Client submissions instantly extract into household records, eliminating manual data entry from forms

Automatic extraction

Statements of Advice

SOAs pull current household data, ensuring recommendations are based on accurate, up-to-date client information

Live data integration

Email & Interactions

All client communications linked to household timeline, providing complete context for advice delivery

Automatic linking

Meeting Notes

Transcriptions and notes serve as extraction sources, keeping household data current after every conversation

AI extraction source

Reporting & Analytics

Complete household data enables business intelligence, client segmentation, and practice performance insights

Data aggregation

Update Once, Flow Everywhere

When a client's salary increases, their KiwiSaver balance grows, or their insurance coverage changes, update the household record once and watch those changes automatically reflect in retirement scenarios, SOAs, discovery forms, and compliance reports.

No duplicate data entry
Always in sync
Single version of truth
AI-Generated Insights

Instant context for every client

Every household overview displays an AI-generated summary that synthesises all client data into a comprehensive narrative—perfect for pre-meeting preparation, team handoffs, and maintaining context.

Comprehensive Analysis

AI analyses household composition, financial position, recent interactions, outstanding tasks, and goals to create a complete picture in seconds.

Pre-Meeting Preparation

Read the AI summary before client calls to instantly understand their situation, recent changes, and what needs attention—no more scrambling through notes.

Always Up-to-Date

Summaries automatically refresh when significant household data changes, ensuring you always have current insights without manual updates.

Household Overview

AI Generated

Smith Family

Auckland, New Zealand2 MembersEst. 2010

The Smith Family household consists of John (45, Engineer at TechCo) and Sarah (43, Primary School Teacher). They are established professionals in Auckland with combined gross income of approximately $200,000 annually. The family lives in their Remuera home valued at $1.8M with a $600,000 mortgage.

Their financial position is strong with $50,000 in liquid savings and healthy KiwiSaver balances ($180,000 for John, $95,000 for Sarah). They generate additional rental income of $450/week from an investment property in Hamilton. Current insurance coverage includes comprehensive life, TPD, and trauma cover through Southern Cross, plus income protection for John.

Primary goals focus on early retirement at age 60 (15 years) and assisting their two children with house deposits ($50,000 each) within the next decade. Recent activity shows an outstanding discovery form (sent 3 days ago) and a scheduled annual review meeting next week.

$1.2M

Net Worth

3

Open Tasks

47

Interactions

Last updated: 2 hours ago

Perfect for Team Collaboration

New team members understand a household in 30 seconds. Advisers covering for colleagues have instant context. Paraplanners know exactly what's happening with each client. The AI summary ensures everyone is on the same page.

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